Built by Bankers Who Believe Banking Can Be Better

FinOpti was born from a shared frustration of banking experts tired of seeing businesses lose value to legacy infrastructure. Our mission: to democratize access to modern finance tools, so companies of any size can offer financial services to their customers. Efficiently, transparently, profitably.
Regulated Bank Partnership & Compliance
SOC-2 Security & Integrity
API Integrations
Our Story

People Who Know Banking From the Inside

FinOpti was founded by banking, treasury, and financial operations leaders who spent their careers inside the systems that power modern finance. They saw firsthand how legacy infrastructure slows innovation, limits access to meaningful economics, and forces businesses to accept rigid, one-size-fits-all banking products.

What stood out most was a structural gap. Businesses wanted to offer financial services, manage customer funds, and create better financial experiences, but the tools simply weren’t built for them. Compliance was complex, integration was heavy, and ownership of the customer relationship often disappeared.

FinOpti was built to close that gap. By packaging regulated banking infrastructure into a modern, brand-first platform, we give businesses a faster, clearer path to launching financial products—without becoming a bank or building a treasury team.
Our Leadership
The people helping reimagine banking
Cory Frank, CFA
Co-founder, CEO
As a former banking executive focused on corporate finance, investment banking, and liquidity management, Cory leads FinOpti to help businesses unlock value from modern banking infrastructure. He also brings nearly a decade of risk and compliance leadership at the third largest U.S. bank.
Rakesh Venkatayogi
Co-founder, COO
Rakesh specializes in scalable financial platforms with extensive experience in banking, product management and management consulting. He is the forefront of the secure, extensible systems that power FinOpti’s banking foundation.
Britt Canady
Co-founder, CRO
Britt brings two decades of customer management and operations experience in the financial sector, including leading the nation's leading middle market finance team. He also adds legal experience in representing companies and banks.
Our Beliefs

Better Banking Tools Belong To All Of Us

By removing legacy barriers and handling the complexity behind the scenes, we give a wide variety of businesses access to secure, compliant, and brand-first financial capabilities.

Banking Should Work for Businesses

Financial infrastructure should enable growth and expand opportunities.

Customers Win When Brands
Own the Relationship

Businesses should be rewarded in loyalty and economy for giving customers more.

Compliance Should Never Be a Barrier

Strong compliance builds trust, protects customers, and unlocks long-term scale.

Build Deliberately, Not Disconnected

Every product and service we provide will integrate cleanly, solve a real problem, and earn its place in the platform.
Our Roadmap

Creating a foundation built for growth

FinOpti is building a modern financial layer for businesses through customer banking services. Deposits are the initial offering, enabling companies to securely hold, manage, and grow customer funds under their own brand.

The Future is a True Banking Ecosystem
Every future product at FinOpti will be designed to work within a cohesive financial ecosystem, not as a standalone add-on. Guided by our beliefs in clarity, compliance, and real business utility, we will build deliberately, ensuring each new capability strengthens the platform and serves how businesses actually operate.

See What Branded Banking Products You Can Offer.

No heavy lift. No compliance burden. Just banking — but under your brand.

Our products
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Banking services are provided by our partner bank(s), Member FDIC. FinOpti is a financial technology company, not a bank.