FinOpti gives companies a simple way to offer branded banking services, like high-yield accounts and cash management, without building any banking infrastructure themselves. Add new revenue and deliver a financial experience your customers will actually use.
Accept, hold, and grow secure branded customer banking services.
FinOpti delivers packaged banking products such as Deposits-as-a Service, high-yield checking, and payment processing, which let you offer branded banking without building or managing the infrastructure. We handle account setup, compliance, and fund management, so you can focus on serving customers and growing revenue.
01
Streamlined Account Setup
Launch branded deposit accounts quickly with guided onboarding and automated account creation.
Pending Applications
Account Name
WW
Business Account
WW
Business Account
WW
Business Account
WW
Business Account
Submit KYC Details
Submit KYC Details
Submit KYC Details
Submit KYC Details
Application Status
75%
75%
40%
40%
Lifetime Interest Earned
$2,893.00
MTD Accrued Interest
$437.12
APY
3.9%
Balance
$82,893.00
Available Balance
$18,893.00
Pending Balance
+$64,000.00
02
End-to-End Account Readiness
From onboarding to ongoing operation, account requirements are built in.
03
Superior Account Access Features
Provide bank-backed controls for account visibility, same day cash movement, and higher fraud protection.
Balance
$162,563.00
Available Balance
$99,700,000.00
Pending Balance
$+64,000.00
Transfer Funds
Edit Sweep Thresholds
Pause Weekly Sweep
Fund your Account
Link Accounts
Transfer Funds
Account Name
WW
Company Name
WW
Company Name
WW
Company Name
WW
Company Name
Status
Pending Bank Account Link
Pending Initial Transfer
Pending Bank Account Link
Pending Initial Transfer
You're Covered
Works for a Wide Range of Businesses
Whether you are a franchisor, SaaS provider, property manager, merchant-services provider, or PEO - if you move money, hold cash, or manage customer funds, we can allow you to easily act as your own bank-backed finance layer.
SaaS & Software Platforms
Enable customers to open high-yield accounts and manage cash directly inside your software.
Franchisors
Allow your franchisees to benefit from your scale while keeping a pulse on their financial health with your branded business banking offerings.
Merchant Services
Let your merchants open business accounts under your brand, accept funds instantly, and earn yield on their operating cash.
PEOs & Payroll Providers
Offer employers and contractors branded accounts that simplify payroll flows, tax handling, and cash management.
Property Managers & Real Estate Firms
Provide owners and tenants with branded accounts for managing rent, deposits, maintenance funds, and more.
Professional Services & B2B Firms
Provide owners and tenants with branded accounts for managing rent, deposits, maintenance funds, and more.
Use Cases
Innovative Banking Tools, Now and for the Future.
Robora
A DTC high-yield savings solution used by clients with $100MM+ in cash.
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